Professional Mortgage Associates 

Real Estate Broker | Mortgage Corporation
DRE License:  01902537
NMLS ID:  815819
Sacramento, California
866-873-8535 | 916-442-1459
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Refinance Your Mortgage

It's a great time to Refinance your mortgage. 
Lowering your payments can be very easy!

Why pay more than you have to? Don't wait!

Changing the terms of your loan can benefit you and maximize your monthly income. A lower monthly mortgage payment can help free-up money so you can save, invest or use for other expenses. When rates are favorable, refinancing to a lower rate or longer-term mortgage can keep more money in your pocket every month.

Use our easy Quick Quote on the right, to help you see if refinancing can save you money. 

You can also fill out our short application to see what rate you qualify for and obtain a pre-approval letter. Of course you can always call and speak to one of our loan consultants.

Our refinance calculator will help you to decide whether or not you should refinance your current mortgage at a lower interest rate. This calculator will calculate the monthly payment, net interest savings, and the time it will break even on the closing costs. 

Improve Your Financial Position

Reduce your current rate

If you refinance the same loan term at a lower rate, you'll have lower monthly payments. Be sure to review the total interest paid on the amount you originally borrowed and the refinanced amount to ensure that you are comfortable with this overall expense.

Pay off your loan sooner

If you convert from a 30-year to a 15-year fixed-rate mortgage, you will pay off your mortgage sooner, and pay less loan interest overall. 
You can pay off your loan sooner without refinancing by simply making additional principal payments.

Change to a Fixed Rate

If you find you'll be living in your home longer, or if your ARM adjusts to a rate that's higher than current conventional mortgage rates, refinancing to a fixed-rate mortgage may make sense.

 


We take pride in providing you with excellent service and appreciate the opportunity to assist you with your mortgage needs. 

Licensing

CA Bur of Real Estate – Real Estate Broker
NMLS# 815819
DRE Lic# 01902537

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Contact Info

Professional Mortgage Associates
1231 I St. Suite 203
Sacramento, CA 95814
Phone: 866-873-8535 | 916-442-1459
Fax: 916-442-4526
Email: admin@profmortgage.com

    

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