Professional Mortgage Associates 

Real Estate Broker | Mortgage Corporation
DRE License:  01902537
NMLS ID:  815819
Sacramento, California
866-873-8535 | 916-442-1459
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We Will Help You Choose The Right Loan!

Fixed Rate Loans

  • 30-, 25-, 20-, 15- and 10-year terms are all available with fixed rate.
  • Buy a home with as little as 5% down (primary home).
  • Refinance up to 95% of your primary home's value.
  • Monthly payments remain the same for the entire loan term.

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Adjustable Rate Loans

  • 3/1, 5/1, and 7/1 ARM's. Monthly payments based on a 30 year repayment schedule.
  • Provides veterans with flexible lending options and loan security.
  • The rate stays fixed for the first 3, 5, or 7 years (depending on chosen term), and then adjusting annually thereafter.

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FHA Loans

  • 3.50% down payment required on purchase.
  • Minimum credit score usually 620.
  • Post-bankruptcy qualifying - 2 years after.
  • Post-foreclosure qualifying - 3 years after.

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VA Loans

  • Competitive interest rates that are routinely lower than conventional rates.
  • Sellers can pay up to 6 percent of closing costs and concessions.
  • Higher allowable debt-to-income ratios than for many other loans.
  • 0% down payment required on purchase.

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We take pride in providing you with excellent service and appreciate the opportunity to assist you with your mortgage needs. 

Licensing

CA Bur of Real Estate – Real Estate Broker
NMLS# 815819
DRE Lic# 01902537

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Contact Info

Professional Mortgage Associates
1231 I St. Suite 203
Sacramento, CA 95814
Phone: 866-873-8535 | 916-442-1459
Fax: 916-442-4526
Email: admin@profmortgage.com

    

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